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Is Factoring a Line of Credit?

By Summar FinancialIn SMBs, Business Growth & StrategyPosted November 7, 2025

Many business owners compare invoice factoring to a line of credit because both provide access to working capital that increases as sales grow.

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How SMBs Can Build a Winning Financial Strategy

By Summar FinancialIn Business Growth & Strategy, SMBsPosted November 7, 2025

The last quarter of the year is not just a closing chapter—it is the foundation for what comes next.

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Cost Optimization Strategies in a Volatile Economy

By Summar FinancialIn SMBs, Business Growth & StrategyPosted October 3, 2025

When the economy turns unpredictable, companies often feel pressure to cut costs quickly. But slashing budgets across the board can do more harm than good.

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Smart Funding Strategies to Overcome Long Payment Cycles

By Summar FinancialIn SMBs, Business Growth & StrategyPosted September 26, 2025

Long payment cycles remain one of the most persistent challenges for small and medium-sized businesses (SMBs)

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How Flexible Funding Helps Businesses Prepare for Uncertainty

By Summar FinancialIn SMBs, Business Growth & StrategyPosted September 19, 2025

Uncertainty is a constant in business. From economic slowdowns and supply chain disruptions to delayed client payments and unexpected expenses

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How SMBs Can Choose the Right Clients to Scale and Grow

By Summar FinancialIn SMBs, Business Growth & StrategyPosted July 17, 2025

Small and medium-sized businesses (SMBs) represent the backbone of the American economy, accounting for 99.9% of all businesses and contributing 43.5% to the nation's GDP. 

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Form 941 for Small Businesses: A Guide to Filing

By Summar FinancialIn SMBs, Business Growth & StrategyPosted July 3, 2025

If you own a small or mid-sized business in the U.S. and have employees, IRS Form 941 is one of the most important payroll tax forms you’ll file.

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Why Factoring Companies are Powerful Allies for Brokers

By Summar FinancialIn SMBs, Business Growth & StrategyPosted April 18, 2025

As a broker, you're the driving force behind business growth— connecting buyers and sellers, opening markets, and making deals happen across borders and industries.

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How Factoring Companies Help Banks Support Clients & Reduce Risk

By Summar FinancialIn SMBs, Business Growth & StrategyPosted April 10, 2025

Banks play a vital role in helping businesses grow, and as a banker, you're often more than just a lender; you're a trusted advisor, guiding clients through complex financial decisions.

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Three Ways to Increase Cash Flow for your Small Business

By Summar FinancialIn SMBs, Business Growth & StrategyPosted June 15, 2023

Business owners still believe cash flow is a top concern. In fact, a study published by Capital One suggests that cash flow is a concern keeping small business owners up at night.

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